They also advised us that by 31 December 2005 they had written to all non-commercial customers with contracts containing the term to tell them how they calculated settlement of those mortgages – as described above. in a nutshell, loan for £14.5k taken in april 2006, £2200 ish for PPI added, redemption figure paid £19150ish or no release of charge. We provide professional and friendly services that can help you through the process of claiming your compensation. These are 3rd party cookies served by Google Marketing Platform. • You were not made aware of how much commission you were paying on your policy, and believe that this undisclosed commission may have affected your decision to purchase this policy. Borrowed £37,000 (total loan facility) £39,830.00 from Blemain Finance in July 2007 as a second mortgage secured on house. <>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 595.32 841.92] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> And that was with a reduction in the collection costs, plus if I did not pay the full amount they would NOT relase the charge. We are happy to answer any queries you might have and we are poised to send you updates in regard to your case throughout the process of making your claim.W.
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Can we know why and how they are involved. I also think that you have a good case, so go for it!

In fact, we don’t require original paperwork or even the policy number to help you claim back the money. They serve adverts to visitors based on the websites they've been to previously. I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement. 2 0 obj The Consumer Credit (Early Settlement) Regulations 2004 (see link below) regulates the calculations and these cannot be contracted out of to the detriment of the consumer (s.173(1) CCA). This was taken out in 2007 and we still have 2 years on the Loan.

Sorry to be a pain, but the banks charges side of things I sort of am ahead with, but this is a bit different. Blemain provided us with documentation confirming they gave the Office of Fair Trading an informal assurance they would stop using the term in November 1997. Click on the different category headings to find out more and change our default settings. Address of Property upon which the Loan was Secured must have at least 0 and no more than 512 characters.

Anyway sorry for drifting, back to answering your other questions, no I have'nt sent an SAR as I need to claw whatever back 1st before persuing for more, and I will send an SAR later, just not yet as I could do with the financial bit 1st. less rebate calc in accordence to consumer credit early settlement -£21,178.15. Have you calculated how much interest from the ppi you paid. FCA number is 719121. We will need authority from them to speak to you about their account, so if you need us to speak to you on their behalf, please contact us using the details to the right and we can discuss your options. my main one is a loan which I took out with Blemain Finance less than a year before redeeming it (after a heck of a battle for a figure).

please don't post our templates in the open forum.... "Please note that this topic has not had any new posts for the last 1718 days. Read more agreements from firms – see Unfair contracts.

Get the claims process started by completing the form located on this page. Cornwall Click here for more information about Response Tap cookies. Changes to financial regulation mean that you may be eligible to complain about your payment protection policy. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. Did you get a S.A.R - (Subject Access Request)? Thank you for the update @garygumps. Don’t hesitate to contact us right away by filling out our ‘PPI claims form’ right on this page. If my post has helped you, please click the scales! Latest Our Picks. It is estimated that 20 million people might have good reason to step up and make a compensation claim, and you just might be one of them. If either of these statements applies, you can fill out the form below to make a complaint. You may be eligible to make a complaint if you purchased a payment protection insurance (PPI) policy on one of our loans. Thank you. I started reading the Germany 2006 thread, but my eyes have gone all blurry and I'm only on page 2 of it.

I wonder if I can charge them the typical £117.50 for the default/late payment charge and the £30 telephone charge to chase up the cheque/monies I was owed as they would charge me these if I sent my payment later than the due date as they have charged in the past!!!! PL12 4QR Anyway I will sit down and have a very good read regarding the germany 2006 thread and the other threads and links regarding the similarities of the loan companies in general and their collective missguidance and harsh tactics they use to push you into the corner like a scared animal then its stand up and fight for your survival (if that's the right terminology). The value of the Account number (if applicable) field is not valid. Posting on this thread is likely to mean that you won't get the help and advice that you need. and going all googoo? The Borrower may at any time repay the whole of the Principal Sum outstanding but in the event that such repayment shall take place prior to the expiration of the Repayment Period whether at the request of the Borrower or following exercise of the Lender's power of sale the Borrower shall pay the total sum of Principal and Interest calculated in accordance with the formula (known as the Rule of 78) an illustration of which is set out in the Schedule hereto. These Regulations only apply to loan agreements taken out since 31st May 2005: The Consumer Credit (Early Settlement) Regulations 2004. the NICE gentleman explained that should I redeem the loan before its end date (20 years) then I would only have to pay 1 months interest above the loan value £14.5k as I was aware of new regulations which had come into force through the FSA. Read more about our work on Unfair contract terms. If you are making a complaint on behalf of somebody else, please use their details. Because we respect your right to privacy, you can choose not to allow some types of cookies. Across the UK, mis-sold PPI policies are widespread. We provided landlord Paul Garner with a commercial mortgage to secure a pubs long-term future. Norton Finance/Blemain Finance PPI reclaiming Follow: @real_CAG. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. You can make a complaint if: • You believe that the PPI policy should not have been sold to you.

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As for the interest I couldnt tell you as the redemption figure reads this (please bear in mind this was a £14,500.00 loan over 20 yrs + £2210.00 PPI): amount outstanding under the agreement: £39,031.23. FCA number is 719121. Full name must have at least 0 and no more than 256 characters. Together, consisting of Together Personal Finance Limited, Blemain Finance Limited and Spot Finance Limited are members of the FLA. However, you can change your cookie settings at any time.

How interesting that the Mirror are interested in your progress. No I havent calculated any interest I may have paid due to it being less than 12 months old, I did'nt receive a breakdown of the loan apart from the redemption figure which had a loan value, less any rebate due plus any charges I had acrued since having the loan.

Members of CCTA Consumers Credit Trade Association @ Suite 8 The Wood exchange, 10 Hustlergate, Bradford BP1 1RE who apparently offer abbitration sevices if disputes fail to be resolved.

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